{"id":751,"date":"2009-12-17T12:45:27","date_gmt":"2009-12-17T10:45:27","guid":{"rendered":"http:\/\/achat.suisse-blog.ch\/?p=751"},"modified":"2009-12-17T12:45:27","modified_gmt":"2009-12-17T10:45:27","slug":"comparaison-offre-de-carte-de-credit-en-suisse","status":"publish","type":"post","link":"https:\/\/achat.suisse-blog.ch\/de\/751\/comparaison-offre-de-carte-de-credit-en-suisse\/","title":{"rendered":"Comparaison offre de carte de Cr\u00e9dit en Suisse"},"content":{"rendered":"

\n

\"Carte
Carte de Cr\u00e9dit Supercard COOP<\/figcaption><\/figure>\n

Le juteux march\u00e9 des carte de cr\u00e9dit est tr\u00e8s concurrentiel sur le march\u00e9 helv\u00e9tique. Encore plus depuis 2006 et l’arriv\u00e9e de la Coop (Credit Suisse) et de la Migros (GE Money Bank) sur le march\u00e9 avec des solutions \u00ab\u00a0gratuites\u00a0\u00bb pour la premi\u00e8re fois.<\/p>\n

Il est impossible de faire le tour de toutes les propositions existantes sur le march\u00e9 suisse, dans cet article, seul les solutions de la Migros (M-Budget card), de la Coop (Supercard) et Postfinance seront trait\u00e9es. D’autres services pourront faire l’objet d’articles dans le futur.<\/p>\n

Supercard<\/strong><\/p>\n

Banque partenaire: Credit Suisse
\nFrais: 0.-
\nAchat \u00e0 l’\u00e9tranger en monnaie \u00e9trang\u00e8re: 1.5% de frais
\nBonus: 1 superpoint pour 2.- d\u00e9pens\u00e9s avec la carte (1 point par franc \u00e0 la Coop et partenaire comme Interdiscount, Fust)
\nNote comparis: 5.3 enqu\u00eate de satisfaction 07\/2009<\/p>\n

Commentaires: Service de qualit\u00e9 que j’utilise pour mon entreprise. J’utilise cette carte surtout quand je vais \u00e0 la Migros pour recevoir des superpoints en plus des points cumulus.<\/p>\n

\n

M-Budget <\/strong><\/p>\n

Banque partenaire: GE Money Bank
\nFrais: 0.-
\nAchat \u00e0 l’\u00e9tranger en monnaie \u00e9trang\u00e8re: 2% de frais
\nBonus: 1 point cumulus pour 2.- d\u00e9pens\u00e9s avec la carte (1 point par franc \u00e0 la Migros)
\nNote comparis: 5.2 enqu\u00eate de satisfaction 07\/2009<\/p>\n

Commentaires: Tout fonctionne bien, mais j’ai \u00e9t\u00e9 confront\u00e9 \u00e0 une erreur de syst\u00e8me qui n’avait enregistr\u00e9 mon paiement et me facturait des int\u00e9r\u00eat sur retard de paiement. J’ai du envoy\u00e9 un fax avec mon extrait de compte bancaire pour prouver que le paiement avait effectivement \u00e9t\u00e9 fait. Les employ\u00e9 du service client\u00e8le ne me croyait et avait une attitude peu sympathique. Cette aventure semble \u00eatre un cas isol\u00e9 et je continue tout de m\u00eame d’utiliser ce service pour mes achats \u00e0 la COOP.<\/p>\n

Postfinance <\/strong>Visa <\/strong>Classic Card\/Mastercard Standard<\/p>\n

Banque partenaire: postfinance \ud83d\ude09
\nFrais: 50.-\/an
\nAchat \u00e0 l’\u00e9tranger en monnaie \u00e9trang\u00e8re: 2% de frais
\nbonus – Remboursement dans le cadre du programme de bonus % du montant des achats: 1% la premi\u00e8re ann\u00e9e 0.5% les ann\u00e9es suivantes
\nNote comparis: 5.2 enqu\u00eate de satisfaction 07\/2009<\/p>\n

Commentaires:
\nLe point faible est principalement la cotisation de 50.-\/an qui semble un peu abusive. Pour le reste, tout fonctionne tr\u00e8s et offre une bonne satisfaction aux clients.<\/p>\n

Tableau de l’enqu\u00eate de satisfaction de comparis.ch 2009<\/strong><\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/tr>\n
<\/td>\nBanque Migros<\/td>\n<\/td>\n\"5.3<\/span>5.3<\/span><\/span><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/tr>\n
<\/td>\nCoop Supercard plus<\/td>\n<\/td>\n\"5.3<\/span>5.3<\/span><\/span><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/tr>\n
<\/td>\nRaiffeisen<\/td>\n<\/td>\n\"5.3<\/span>5.3<\/span><\/span><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/tr>\n
<\/td>\nBanque Cantonale Vaudoise<\/td>\n<\/td>\n\"5.2<\/span>5.2<\/span><\/span><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/tr>\n
<\/td>\nCredit Suisse<\/td>\n<\/td>\n\"5.2<\/span>5.2<\/span><\/span><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/tr>\n
<\/td>\nM…Mastercard<\/td>\n<\/td>\n\"5.2<\/span>5.2<\/span><\/span><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/tr>\n
<\/td>\nPostfinance<\/td>\n<\/td>\n\"5.2<\/span>5.2<\/span><\/span><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/tr>\n
<\/td>\nUBS<\/td>\n<\/td>\n\"5.2<\/span>5.2<\/span><\/span><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/tr>\n
<\/td>\nZ\u00fcrcher Kantonalbank<\/td>\n<\/td>\n\"5.2<\/span>5.2<\/span><\/span><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/tr>\n
<\/td>\nCorn\u00e8r Bank<\/td>\n<\/td>\n\"5.1<\/span>5.1<\/span><\/span><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/tr>\n
<\/td>\nBanque Cantonale Baloise<\/td>\n<\/td>\n\"5.0<\/span>5.0<\/span><\/span><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

","protected":false},"excerpt":{"rendered":"

Le juteux march\u00e9 des carte de cr\u00e9dit est tr\u00e8s concurrentiel sur le march\u00e9 helv\u00e9tique. Encore plus depuis 2006 et l’arriv\u00e9e de la Coop (Credit Suisse) et de la Migros (GE Money Bank) sur le march\u00e9 avec des solutions \u00ab\u00a0gratuites\u00a0\u00bb pour la premi\u00e8re fois. Il est impossible de faire le tour de toutes les propositions existantes…<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[7],"tags":[195,1208,265,269,388,405,1209,555,1014,1198,1045,732,997,1015],"class_list":["post-751","post","type-post","status-publish","format-standard","hentry","category-banques","tag-carte-de-credit","tag-coop-magasin","tag-credit-suisse","tag-cumulus","tag-frais","tag-ge-money-bank","tag-interdiscount-coop-magasin-magasin","tag-m-budget","tag-mastercard","tag-migros-magasin","tag-postfinance","tag-remboursement","tag-service-client","tag-superpoints"],"views":1915,"taxonomy_info":{"category":[{"value":7,"label":"Banques"}],"post_tag":[{"value":195,"label":"carte 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